After the hell of billing that I've been going through with my son's accident (we had the one year anniversary of the accident over a month ago and they are still trying to sort out the billing) I see very low hanging fruit to meaningfully bad appreciably fix health care.
I started tracking it midway of the hours I have spent getting the billing sorted out... I've spent 32.5 hours thus far (without resolution). Presuming at least that much spent by both the providers and my insurance at $20/hour that is $1300 wasted.
It isn't hard. If I have a $10k out of pocket max and I hit that in day 1 of the accident, the insurance pays everything after. Each and every person I speak to acts as if this is the first claim that has ever been made.
I wish there was an end in sight.
After we fix that, then let's tackle better utilization. Those two things alone will do more to make care 'affordable' more than anything that's been done this far.
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