12 Team Football Playoff
I could really accept an 8 team playoff, but I think this does the same thing and gets 4 more teams in the mix.
Highest rated 4 champions from AQ conferences with a championship game receive a bye into final 8. Big 12 has no championship game currently.
At-Large teams are up to two from the non-AQ who finish at least in top 14 of the final standings.
At large play-in begin Friday/Saturday second weekend of December at home of highest seeded teams. No more than 3 teams from any single conference although conferences could set up standards for determining top 3 teams.
ACC - Florida St. (1) would host Oregon at Orange Bowl
SEC - Auburn (2) would host Ohio St. at Sugar Bowl
Big 10 - Michigan St. (3) would host Baylor at Rose Bowl as highest rated of PAC 12/Big 10
PAC 12 - Stanford (4) would host Alabama at Fiesta Bowl
At-Large
1. Alabama 8. UCF (Non-AQ in top 16)
2. Baylor 7. Clemson
3. Ohio St. 6 - Oklahoma
4. Missouri 5 - Oregon (South Carolina would be replaced by Clemson as 4th team from SEC)
*Assume Alabama, Baylor, Ohio St. and Oregon win.
All Games would be played on Jan. 1.
ACC - Florida St. (1) would host Oregon at Orange Bowl
SEC - Auburn (2) would host Ohio St. at Sugar Bowl
Big 10 - Michigan St. (3) would host Baylor at Rose Bowl as highest rated of PAC 12/Big 10
PAC 12 - Stanford (4) would host Alabama at Fiesta Bowl